IS THE PHILIPPINES RIGHT FOR YOU?
According to the U.S. State Department's 2007 figures
the number of permanent U.S. residents in the
Philippines is approximately 105,000 (250,000 total
including visitors and temporary residents). This number
hasn't substantially increased for several years. Why?
Could it be people are either moving to other countries,
returning home or just dying? Since I haven't seen
many deaths reported, I assume the former. If the
Philippines were the ideal retirement location, the U.S.
expat population should be growing in proportion to the
total number of U.S. retirees. It doesn't appear to be
happening. I don't have any explanations other than a
word of caution. Clearly making the adjustment to living
in the Philippines must not be as easy as we might
imagine. Exactly! Adjusting is difficult for many, and
adapting to life here can be a MAJOR challenge.
The reasons for expats departing after moving to
"paradise" are varied, but the most common I've
experienced are: Inability to adapt to Philippine culture,
to include inability to accept corruption as society's
"norm," pervasive dishonesty, constantly being
overcharged for goods and services, constant attempted
scams, and expats often being viewed as a "walking
ATM machine;" heat / humidity / typhoons; massive
poverty; infrastructure deficiencies of a developing
nation; failures in relationships; developing a chronic
health problem (often alcohol abuse-related), and the
best treatment option is returning to Western medicine;
victim of crime; financial problems (resulting from
declining value of dollar, failing to manage money on a
budget, business failure); unable to cope with being
fully retired (i.e., need to continue working to feel
relevant and making a contribution to mankind)
THE BOTTOM LINE: Before committing 100% to the
Philippines, try it for a year or two, and have an
alternate plan that will allow you to return to your home
country if you are unable to adapt. DO NOT take this
decision lightly! Nobody really knows what they're
getting in to until they are here and experiencing the
trials, tribulations, and virtues of Philippine life on a
DAILY basis!